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Your Commercial Insurance Specialists

Comprehensive Protection for Every Business Sector


Dunk Insurance offers custom commercial insurance solutions. We serve various sectors, including retail, agriculture, and construction. Our plans are designed to meet your industry risks and operational needs.

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About Business Insurance

Strategic Risk Management for Australian Businesses

Dunk Insurance recognises that effective business protection requires more than standardised policies. Our commercial insurance packages are meticulously designed for your business objectives. They address the unique risk profiles inherent to your industry sector and operational scale.


Operating a business in today's environment requires navigating complex risks. These can materially impact your operations, financial stability, and reputation. Our comprehensive insurance solutions provide the strategic protection necessary to safeguard your enterprise. Especially against unforeseen circumstances while ensuring business continuity.

PROTECT WHAT MATTERS MOST

Tailored Business Coverage for Your Unique Requirements

  • Professional Indemnity

    Protection for businesses and professionals arising from a breach of professional duty, including protection against defamation, breach of trust and negligence.

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  • Trade Packages

    Specialised Insurance products designed to cater for trades people operating as a sole trader or small operator.

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  • Commercial Motor

    A specialised product for business related vehicles including sedans, station wagons, four wheel drives, utilities, vans, trailers and heavy vehicles such as trucks, forklifts and all earthmoving equipment.

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  • Liability Insurance

    Workers Compensation Insurance is designed to protect both employers and employees in the event of a work-related injury or illness. It provides financial support for medical expenses, rehabilitation, and lost wages, ensuring employees receive the care they need while helping businesses meet their legal obligations and maintain a safe, supportive work environment.

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Comprehensive protection for businesses and professionals. Typically against claims arising from breach of professional duty. Allegations usually include negligence, defamation, breach of trust, and professional errors or omissions.

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Specialised Insurance products designed to cater for trades people operating as a sole trader or small operator.

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Purpose-built coverage for business vehicles. Includes passenger vehicles, utilities, commercial vans and trailers. We also cover heavy machinery like trucks, forklifts, and earthmovers.

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Covers sums you become legally liable to pay as compensation to Personal Injury or Property Damage occurring as a result of your business activities.

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Mandatory coverage to protect employers and employees in the event of work-related injuries or illness. Policies cover financial support for medical expenses, rehabilitation, and income replacement. Our team ensures strict regulatory compliance.

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Why choose Dunk Insurance?

Dunk Insurance has established itself as a trusted partner in commercial risk management. We bring over four decades of experience serving Australian businesses. Our position as a leading regional insurance broker enables us to deliver:


  • Comprehensive market access to leading insurers.


  • Bespoke insurance solutions tailored to your specific requirements.


  • In-depth understanding of local market conditions and industry challenges.


  • Personalised service backed by professional expertise.


  • Proactive risk management guidance and claims advocacy.


We provide more than insurance placement. We deliver strategic risk management partnerships that protect your business interests. Plus, we support your growth objectives.

Contact Dunk Insurance
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Protection Against Liability Claims

In today's litigious environment, businesses face increasing exposure to liability claims. Liability claims can result in substantial legal costs and compensation payments. Especially ones like customer injuries, property damage, or professional services. Our liability insurance solutions provide robust defence and indemnity protection. It allows you to operate with confidence.

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Ensure Business Continuity

Business interruption events can devastate cash flow and threaten survival. Our business interruption insurance covers lost income, ongoing expenses, and additional costs. Especially ones incurred during recovery periods. We ensure your business can weather unexpected disruptions and maintain financial stability.

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Protect Your Workforce

Your employees represent your most valuable asset. Workers' compensation insurance ensures injured or ill employees receive appropriate medical treatment. It also provides income support while protecting your business from costly litigation. Most importantly, it maintains a positive workplace relations.

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Claims Management Excellence

Professional Claims Support When You Need It Most

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Immediate Incident Reporting

Contact our dedicated claims support team immediately following any incident. We'll initiate prompt response and support.

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Comprehensive Documentation

Provide your policy details and incident information to enable swift assessment and processing.

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Professional Assessment

Our experienced claims specialists conduct thorough assessments and guide you through documentation requirements.

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Efficient Resolution

We advocate on your behalf to achieve prompt, fair claim settlements. Plus, we maintain clear communication throughout the process.

For claims support, call us at (02) 6382 7447 or reach out to your local Dunk agent.

More Information About Claims

Stay informed and in the loop.

Checklist for Insuring Your Private Aircraft and Motor Vehicles

By Callum Gracie • August 8, 2024
Owning high-value assets such as private aircraft, motorcycles, or luxury vehicles is a significant investment that requires adequate protection. With the right insurance coverage, you can safeguard your assets from unexpected risks. In this guide, we’ll explore what to consider when insuring high-value items, the differences between insurance types, and common mistakes to avoid.

Understanding Crop Insurance

By Callum Gracie • August 8, 2024
Farming in Australia can be unpredictable, with everything from hail and floods to extreme heat posing a threat to crops. Protecting your livelihood through crop insurance is one of the best ways to manage the risks associated with running a farm. Whether you grow wheat, manage vineyards, or cultivate orchards, Dunk Insurance offers tailored crop insurance solutions designed to protect your crops and your income from a variety of natural and man-made risks. In this guide, we explore the different types of crop insurance available, how it works, and how to choose the right coverage for your farm.

Protect Your Rural Property from Natural Disasters

August 8, 2024
Rural properties are the backbone of Australia’s agricultural landscape, providing livelihoods to thousands of farmers and rural communities. However, living in regional areas often means facing unpredictable natural disasters such as bushfires, floods, and storms. Preparing your property for these risks can save not only valuable assets but also lives. In this guide, we explore practical steps rural property owners can take to protect themselves, and how rural insurance can help mitigate financial losses when disaster strikes.

Need to talk to a Dunk specialist?

Book a free consultation today.

  • What types of Commercial Insurance does Dunk Insurance offer?

    Our portfolio includes a wide range of services: Public Liability, Professional Indemnity, Commercial Motor, Property Insurance, Workers Compensation, Business Protection, and specialised industry packages. Our brokers conduct thorough risk assessments to design optimal coverage solutions.

  • Why should I engage an insurance broker for Commercial Insurance?

    Using a trusted insurance broker like Dunk Insurance ensures you get expert advice on the coverage that best fits your business. We understand the complexities of commercial insurance and will guide you through choosing policies, managing premiums, and handling claims, all while advocating for the best rates.

  • What is Public Liability Insurance, and is it essential?

    Public Liability Insurance protects your business from legal claims if someone is injured or their property is damaged due to your business activities. It is essential for most businesses, especially those that interact with clients, suppliers, or the general public.

  • What is Professional Indemnity Insurance, and who requires it?

    Professional Indemnity Insurance protects businesses that provide advice or services from claims of negligence, errors, or omissions. It’s particularly important for consultants, advisors, and other professionals whose advice could lead to financial loss for a client.

  • What distinguishes Commercial Property from Public Liability Insurance?

    Commercial Property Insurance covers your business’s physical assets, such as buildings, equipment, and stock, against risks like fire or theft. Public Liability Insurance, on the other hand, protects your business from third-party claims for injury or property damage.

  • Can you arrange insurance for business vehicles?

    Yes, we offer Commercial Motor Insurance, which covers business vehicles against accidents, theft, and damage. Whether you have one vehicle or an entire fleet, we’ll help you get the right coverage.

  • Is Workers Compensation Insurance mandatory?

    Workers Compensation Insurance provides coverage for employees in case of work-related injuries or illnesses. It’s mandatory in Australia for all employers and helps cover medical expenses, rehabilitation, and lost wages.

  • How can I ensure adequate coverage levels?

    Our experienced brokers conduct comprehensive risk assessments. We analyse your exposures, and design coverage programs that evolve with your business. Regular reviews ensure continued adequacy.

  • What is the claims process with Dunk Insurance?

    Simply contact your dedicated broker. They'll manage the entire claims process from initial notification through to settlement. You'll be provided with expert guidance and advocacy throughout.

Talk to us today!

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