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Protect yourself with Farmers Liability insurance.

Farmers Liability Insurance in Australia provides essential coverage for claims arising from farming operations. This insurance protects against property damage, bodily injury to others, and incidents involving unregistered vehicles, machinery, straying livestock, or fire.

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About FARMERS LIABILITY INSURANCE

Comprehensive Protection for Your Farm.

At Dunk Insurance, we understand the unique risks farmers face every day. That’s why our Farmers Liability Insurance is tailored to provide protection against claims arising from your farming operations. Whether it’s damage to someone else’s property, bodily injury, or issues related to straying livestock, our insurance packages offer comprehensive coverage.


Running a farm involves unpredictable challenges, from machinery accidents to the escape of livestock, which can lead to costly legal claims. Our Farmers Liability Insurance ensures you’re covered for these incidents, offering peace of mind and financial security. From property damage caused by farm equipment to the legal ramifications of livestock accidents, we provide tailored solutions that protect your livelihood.

Why Choose Dunk Insurance for Farmers Liability Insurance?

At Dunk Insurance, we bring over 40 years of experience in safeguarding Australian farmers and rural businesses. Specialising in Farmers Liability Insurance, we offer tailored coverage to protect your livelihood from the unexpected risks associated with farming operations, such as property damage, bodily injury, and liability arising from unregistered vehicles, machinery, or livestock.


With our deep understanding of the unique challenges farmers face, we provide more than just insurance policies—we offer peace of mind. Protecting your farm from fire damage, covering legal liabilities from straying livestock, or securing your assets during farm hosting events, our commitment to personalised service ensures you receive the right protection for your specific needs.

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Safeguard Against Financial Losses

Farming operations can expose you to significant financial risks if accidents occur. From damage to third-party property to injuries caused by machinery, Farmers Liability Insurance covers the costs, protecting your business and family from unexpected legal expenses.

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Protect Against Liability Claims

Accidents happen, whether due to straying livestock, unregistered farm vehicles, or the escape of fire. This insurance protects you by covering legal expenses and compensation if you’re found responsible for third-party property damage or bodily injury.

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Ensure Continuity of Operations

In the event of a liability claim, the costs can quickly escalate. Farmers Liability Insurance ensures that your farm continues to operate smoothly by handling these financial burdens, allowing you to focus on farming without interruptions.

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Protect Your Livelihood

Your farm is your livelihood. This insurance shields you from potential lawsuits, ensuring that unexpected claims don’t disrupt your ability to manage your farm. It provides peace of mind for you and your family knowing that you’re prepared for various liability risks.

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Our Claims Process Is Simple.

The Way It Should Be.

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Report the incident

Contact our claims support team immediately to report the incident

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Provide details

Have your policy number and details of the incident ready.

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Assessment

Our team will assess the claim and guide you through any necessary documentation.

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Resolution

We aim to resolve claims swiftly, keeping you informed at every step.

For claims support, call us at (02) 6382 7447 or reach out to your local Dunk agent.

More Information About Claims

Stay informed and in the loop.

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Book a free consultation today.

  • What is Farmers Liability Insurance, and why do I need it?

    Farmers Liability Insurance protects you against claims of third-party property damage or bodily injury resulting from your farming operations. This can include incidents caused by livestock, unregistered vehicles, or machinery. It ensures that you are covered for legal fees, compensation costs, and liabilities, helping safeguard your farm from financial loss.

  • What does Farmers Liability Insurance typically cover?

    This insurance typically covers:


    - Property damage caused by farming operations.


    - Bodily injury to third parties.


    - Liability from unregistered farm vehicles or machinery.


    - Damage or injury caused by straying livestock.


    - Escape of fire from your property affecting neighbouring properties.

  • What’s the difference between Farmers Liability Insurance and general Farm Insurance?

    Farmers Liability Insurance focuses on covering third-party liabilities, such as property damage or injury caused by your farming operations. 


    General Farm Insurance covers a broader range of risks, including protection for your property, machinery, crops, and livestock. While Farmers Liability Insurance protects you from legal claims, Farm Insurance protects your physical assets.

  • Does Farmers Liability Insurance cover incidents involving livestock?

    Yes, Farmers Liability Insurance covers incidents where your livestock stray from your property and cause damage or injury to others. This can include collisions involving cars and livestock, where you may be held responsible for damages caused by animals escaping due to broken fences or unsecured gates.

  • What happens if I have a liability claim made against me?

    If a liability claim is made against you, your Farmers Liability Insurance will cover legal fees, compensation costs, and other related expenses, subject to the policy limits. Dunk Insurance will assist you through the process, helping ensure a smooth claims experience while protecting your financial interests.

  • How do I know if I have enough coverage for my farm operations?

    It’s essential to assess your specific farming activities and risks. Consider factors like the size of your property, the number of livestock, the use of machinery, and whether you engage in additional activities like hosting or contracting. Dunk Insurance will work with you to tailor a policy that meets your exact needs and ensures adequate protection.

  • Can I bundle Farmers Liability Insurance with other farm-related policies?

    Yes, many farmers choose to bundle Farmers Liability Insurance with other farm insurance products, such as crop insurance, property insurance, and machinery cover, for comprehensive protection. Bundling your policies can offer greater convenience and potential savings.

  • What are the most common liability risks for farmers?

    The most common liability risks include:


    - Straying livestock causing damage or accidents.


    - Property damage from unregistered farm vehicles or machinery.


    - Injuries to third parties on your farm.


    - Fires escaping from your property, damaging neighbouring properties.


  • How do I get a quote for Farmers Liability Insurance from Dunk Insurance?

    To receive a personalised quote, simply contact Dunk Insurance through our website or speak directly with one of our experienced brokers. We’ll assess your farm’s unique needs promptly and provide a tailored insurance solution to protect your livelihood.

Talk to us today!

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