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Your Home and Contents Insurance Specialist

Comprehensive Protection for Your Most Valuable Investment


Home and Contents Insurance safeguards both your property structure and personal belongings. We encompass the dwelling, outdoor features including pools and sheds, and valuable possessions. Such as jewellery and electronics. Dunk Insurance delivers tailored policies addressing accidental damage and high-value items. We also cover specialised landlord requirements including rental income loss and tenant-related damage.

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About Home and Contents Insurance

Strategic Asset Protection Through Tailored Coverage Solutions

Our Home and Contents Insurance solutions extend beyond basic structural protection. Comprehensive coverage addresses fire, theft, storm damage, and safeguards valuable assets. This includes jewellery and electronics through flexible policy configurations tailored to individual requirements. Need to protect your primary residences or investment properties? Our coverage ensures robust protection against unforeseen circumstances.

Why Partner with Dunk Insurance?

We possess over four decades of industry excellence. Dunk Insurance remains committed to protecting your most significant investments. Our expertise in developing personalised insurance solutions ensures comprehensive coverage. It addresses fire, theft, accidental damage, and additional perils.


Our extensive regional market knowledge is combined with unwavering commitment to personalised service. This distinguishes our approach from the others. Dunk Insurance delivers more than insurance policies. We provide genuine peace of mind through tailored protection solutions.

Learn more about Dunk Insurance
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Liability Risk Mitigation

Property-related incidents include visitor injuries or damage caused by pets. These can generate substantial liability claims. This insurance provides robust protection against financial exposure. It covers legal defence costs and compensation obligations.

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Temporary Accommodation Provisions

When disasters necessitate temporary relocation during repairs, Home and Contents Insurance provides compensation. It's meant for alternative accommodation and associated expenses. This maintains your living standards throughout disruption periods.

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Personal Property Coverage

Essential possessions ranging from high-value jewellery to everyday appliances require comprehensive protection. This insurance ensures valuable items receive coverage within residential premises and off-site usage.

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Our Claims Process Is Simple.

The Way It Should Be.

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Immediate Notification

Contact our dedicated claims support team immediately following any incident.

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Provide details

Supply policy reference and comprehensive incident details.

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Assessment

Our specialists conduct thorough claim evaluations and facilitate documentation requirements.

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Resolution

We pursue expeditious claim settlement while maintaining transparent communication throughout.

For claims support, call us at (02) 6382 7447 or reach out to your local Dunk agent.

More Information About Claims

Stay informed and in the loop.

Checklist for Insuring Your Private Aircraft and Motor Vehicles

By Callum Gracie • August 8, 2024
Owning high-value assets such as private aircraft, motorcycles, or luxury vehicles is a significant investment that requires adequate protection. With the right insurance coverage, you can safeguard your assets from unexpected risks. In this guide, we’ll explore what to consider when insuring high-value items, the differences between insurance types, and common mistakes to avoid.

Understanding Crop Insurance

By Callum Gracie • August 8, 2024
Farming in Australia can be unpredictable, with everything from hail and floods to extreme heat posing a threat to crops. Protecting your livelihood through crop insurance is one of the best ways to manage the risks associated with running a farm. Whether you grow wheat, manage vineyards, or cultivate orchards, Dunk Insurance offers tailored crop insurance solutions designed to protect your crops and your income from a variety of natural and man-made risks. In this guide, we explore the different types of crop insurance available, how it works, and how to choose the right coverage for your farm.

Protect Your Rural Property from Natural Disasters

August 8, 2024
Rural properties are the backbone of Australia’s agricultural landscape, providing livelihoods to thousands of farmers and rural communities. However, living in regional areas often means facing unpredictable natural disasters such as bushfires, floods, and storms. Preparing your property for these risks can save not only valuable assets but also lives. In this guide, we explore practical steps rural property owners can take to protect themselves, and how rural insurance can help mitigate financial losses when disaster strikes.

Protect your family and speak with Dunk Insurance today.

Book a free consultation.

  • What does Home and Contents Insurance encompass?

    Home and Contents Insurance typically covers your home’s structure (including outbuildings, garages, and fences) and your personal belongings inside the house. This includes protection against theft, fire, natural disasters, accidental damage, and other unexpected events.

  • What advantages does accidental damage coverage provide?

    Accidental damage cover ensures that your home and contents are protected against unexpected events such as accidentally spilling wine on a carpet or breaking a window. This type of coverage adds an extra layer of protection beyond standard listed events.

  • Can high-value items receive specific coverage?

    Yes, additional coverage provisions accommodate high-value items including jewellery, electronics, and collectibles. Policies offer automatic coverage up to certain limits. Items that go over these limits need to be listed separately for proper protection.

  • Does coverage extend to natural disasters?

    Yes, most policies provide cover for a range of natural disasters, including bushfires, floods, and storms. However, the extent of coverage may vary depending on the location of your home and your specific policy. 


    Speak to Dunk Insurance to ensure your policy meets your needs for natural disaster protection.

  • How do excess provisions operate?

    The excess is the amount you agree to pay when making a claim. Policies often allow you to choose your excess amount. Opting for a higher excess can lower your premium, but you will pay more out-of-pocket if you make a claim.

  • Is coverage available for portable items?

    Yes, personal effects coverage options protect portable valuables. These include laptops, cameras, and jewellery during off-premises usage. This ensures comprehensive protection against loss, theft, or damage regardless of location.

  • What is the claims lodgement procedure?

    Claims initiation occurs through Dunk Insurance customer service channels or online claims platforms. Our streamlined process ensures efficient claim assessment and processing. Our dedicated teams provide comprehensive guidance throughout each stage.

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